Napa County, CA Home Short Sale Expert Ty Leon Guerrero explains the Short Sale Process
06-Jun-2012 | News-Press Release
Property owners in Alameda, Contra Costa, Sonoma, Solano and Napa Counties facing foreclosure have options. One of them is a short sale. A short sale is the sale of a home in which the amount owed to the lender(s) is more than the amount that the home can be sold for. Instead of the home owner having to bring in money to complete the sale, the sale is completed through negotiations with the existing lender(s) and the lender(s) agree to accept less than the full amount owed to satisfy the debt and allow it to be paid off “short.”
This transaction is carried out by a REAL ESTATE AGENT. Your mortgage lender agrees to discount a loan balance because of economic or financial difficulties on the part of the homeowner. The homeowner sells the mortgage property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender. Doing a SHORT SALE is simply the most economical solution for a homeowner who cannot afford the mortgage payment anymore. It is much more beneficial to do a SHORT SALE versus just letting a property go into FORECLOSURE (which is likely to have very serious and negative consequences).
This is a good option if:
- You are not eligible to refinance
- You are at risk of foreclosure
- You have tried to work a modification with your mortgage lender and failed
- You have fallen behind on your mortgage payments and cannot afford it anymore
- You are facing financial hardship and are struggling
Please contact us at 1-800-533-7107 or visit our website at Team1realty.com and we will be happy to help. We are Certified Distressed Property Experts that will help you negotiate with your Lender. We are local with a proven track Record that will Help You!
Team1realty.com is your Home and Land Specialist. Ty Leon-Guerrero is the Broker/Owner of Team1Realty. We are Certified Distressed Property Experts that will help you negotiate with your Lender. Our role as real estate agents is to guide you through the buying or selling process, taking the time to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise, and service.
Ty Leon Guerrero
Real Estate Expert at Team1Realty
Fairfield, CA 94533
Website URL: http://www.team1realty.com/
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